- Any damage: vehicles and/or property
- Accident scene: road conditions/skid marks/debris in roadway/vehicle positions
- Accident scene location identifiers: intersection/street signs/address/exit number
- Identification: clear photos of driver’s licenses, insurance cards, license plates, etc.
5. EXCHANGE INFORMATION.
You’ll want to exchange information, which includes:
- Those involved: Full names of anyone who was involved in the collision, phone numbers, addresses and e-mail addresses of all occupants including the number of people in the other car(s)
- Potential witnesses: Full names, contact numbers, addresses and email addresses of ALL potential witnesses of the accident
- Location of the incident: address, intersection exit number if applicable- anything to help identify the location of the accident itself
- All insurance information: Insurance company name, policy number and phone number
- Emergency services info: If emergency services respond, you’ll want all the information for each unit responding (the name of the police department, officer’s name, badge number, phone number to the station, police report number, and same goes for the ambulance company, fire company, etc.)
6. DO NOT DISCUSS FAULT.
Whatever you do, do not discuss whose fault the accident was, even if the other party was clearly at fault. It may end up starting an argument, and emotions are high right after a traumatic experience. However, if the other driver admits fault, make sure to make a mental note of it.
When you have a moment, the sooner the better, document exactly what was said. Even if you feel you may have been partially at fault. “Fault” is often determined off facts and complicated laws, and it’s best to leave that for the police to decide- or an attorney when necessary.
7. REPORT THE ACCIDENT TO YOUR INSURANCE COMPANY.
You’ll need most of the information listed above for your insurance company, so having it handy will make the process go smoothly.
8. CONTACT YOUR LOCAL AUTO BODY SHOP.
When you are ready to get repairs done, know that different insurance companies can recommend a particular shop, but you are in no way under legal obligation to use the shop they recommend. You have the legal right to select the body shop of your choice.
We will work with your insurance company and make sure it’s a smooth and seamless repair process. Also, some insurance companies will insist that a shop NOT use OEM (Original Equipment Manufacturer) parts, as they are most likely more expensive than after-market parts. You as a consumer have the right to know which kinds of parts are being used on the repair of your vehicle.
Sometimes your policy will let you choose which you’d prefer. An insurance company has the right to inspect your vehicle throughout the repair process, but it’s not a requirement. In addition, they cannot make it a requirement that you visit one of their own claim centers. Badell’s Collision in Aston and Malvern, PA offer free online estimates and in-person estimates.
9. LEARN FROM YOUR MISTAKES.
Make sure you remember this accident and learn from it somehow. It may save you from making a similar mistake a second time. Although you will remember what happened, it’s also important to let yourself move on from what happened. Accidents happen – they’re a fact of life. Don’t let it consume you.
10. CONTINUE DRIVING SAFELY!